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IRIS PCMS

An end-to-end prepaid card solution for general purpose reloadable, payroll, government disbursement, or any payments use case

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Today’s customers demand smart and secure alternatives to cash, and prepaid cards are that preferred alternative. They are safer than cash and easier to obtain than debit or credit cards. This is why card issuers need to launch attractive card schemes and have the backing of efficient payment solution providers to tap into this fast-growing market.

IRIS Prepaid Card Management Solution (PCMS) powered by TPS, is a one-stop, end-to-end solution for development, processing, and administration of open and closed loop prepaid card programs from pre-issuance to post-issuance.

This includes everything including the card program setup, customer wallet setup, card production and personalization, card issuance, OTC sales, inventory management and graphical views, transaction processing, customer after sales and top-ups. Card issuers can view insights, analytics, and detailed reporting tools to more effectively plan their business and outreach. Agents and customers have access custom web portals which compatible with all touch devices.

The solution offered by TPS is an easy-to-implement and cost-effective prepaid card management system that gives you the competitive edge you need to win your customers. IRIS PCMS enables transactions on closed networks for proprietary cards and international card networks such as VISA, MasterCard, UnionPay, and Diners Club, while providing online authorization using the balances maintained in the PCMS. From corporate or retail, IRIS PCMS meets your exact business needs.

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Next-Generation Prepaid Card Solution for Every Use Case

  • General purpose reloadable cards
  • Payroll cards
  • Government cards
  • Disbursement cards
  • Gift cards
  • Rebate and incentive cards
  • Travel cards and more!
Prepaid Card Solution Use Case

Key Benefits

End-To-End Solution

As an end-to-end prepaid card issuance and management solution, IRIS PCMS offers complete lifecycle management and support to set you up as a prepaid processor.

Time To Market

IRIS PCMS enables the launch of new prepaid card products with faster time-to-market, high level of flexibility and unmatched configuration capabilities.

Business Expansion

The solution enables swift expansion across geographies with its multi-currency, multi-institution and multi-lingual support.

Maximize Revenue

IRIS PCMS facilitates various prepaid card-based payment processes, enabling you to serve a wide range of customer segments to generate additional revenues.

Customer Centric Architecture

The solution’s customer centric card management system makes it possible to organize prepaid card products around customers’ existing systems.

Transaction Management

With IRIS PCMS, financial institutions can integrate with a broad range of services like remittances, bill payments, and consumer loans across various schemes and channels.

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We are here to help you create effective digital payment solutions for your business.